Welcome to Books Bourbon & Bacon! By using Books Bourbon & Bacon (including by simply viewing content on BooksBourbonBacon.com (the “Site”)), you are agreeing that you, and each person you allow to access Books Bourbon & Bacon through your account, will abide by the terms of the following User Agreement, which is summarized here, and set forth in its entirety below. This User Agreement is between you and AJ Feeney-Ruiz (“AJFR,” “We” or the “Company”), and it governs your access to and use of the services, websites, and applications offered by AJFR (the “Service”). Your access to and use of the Service is conditioned on your acceptance of and compliance with this agreement.

Summary

Using Books Bourbon & Bacon, User Conduct, and Your Content

  • Anything you post on Books Bourbon & Bacon is public. So make sure you’re comfortable with the idea that anyone can view anything you post here.

  • You shouldn’t post any content or use our service to do anything illegal or malicious.

  • If it turns out any of your content or use is illegal or malicious, AJFR is not responsible — you’re responsible.

  • Please do not hack, attack, or copy Books Bourbon & Bacon or our services.

  • While we wouldn’t do it without good reason, ultimately AJFR may remove your content or terminate or suspend your account at its sole discretion.

  • If disputes arise between you and anyone other than AJFR, we have no obligation to participate or assist either party.

Licensing Agreements
You own the content that you create on Books Bourbon & Bacon, however AJFR may distribute or use that content in a variety of ways. Examples include:

  • Your post may be selected to be featured on another Books Bourbon & Bacon site by a staff member or editor

  • Any Books Bourbon & Bacon user can repost any content you create to their own blog, however it will link to your blog

  • If you post a favorable review of a company or its product, the company may pay us to feature your post across Books Bourbon & Bacon

Advertising
You may see advertising in and around Books Bourbon & Bacon. In each of these cases, we aim to respect your copyright and privacy and ensure you have an uncluttered experience. Examples include:

  • We will insert ads in and around the Books Bourbon & Bacon platform and content experience where it makes sense, however, we will not place any ads on your blog

  • We will insert affiliate links into your content where it makes sense, however, if you insert your own affiliate codes then we won’t remove them

  • Your content may be used in ads with full credit and link back to you

Privacy
We do our best to protect your personal information, and store it only as long as necessary. We do reserve the right to reveal your personal information if the law requires us to.

Copyright Policy
AJFR respects the intellectual property rights of others and expects users and contributors to do the same. We will respond to notices of alleged copyright infringement where necessary.

Warranty, Disclaimer, Limitations of Liability, and Waivers

  • Whenever we make any updates to these Terms, we will update them here and do our best to communicate any material changes to our users.

User Agreement

The following agreement (“Terms”) describes the terms on which we offer you access to the Services, defined below. Capitalized terms used in these Terms shall have the meanings set forth below under “Definitions” or in the text of these Terms. Our offer to allow you to access the Service is conditioned on your agreement to all of the terms and conditions contained in these Terms, including your compliance with the policies and terms linked to (via URLs or hyperlinks) from this Agreement, such as our Privacy Policy and our Content Guidelines. If you do not agree to be bound by these Terms in their entirety, you must cease accessing or otherwise using the Services in any way. Your use of any of the services constitutes your agreement to these Terms.

We may amend these Terms at any time in our sole discretion, effective upon posting the amended Terms at this URL where the prior version of these Terms was posted or by communicating these changes through any written contact method we have established with you. Your use of the Services following the date on which such amended Terms are published will constitute consent to such amendments. However, if you cease using the Services upon such publication, your relationship with us will continue to be controlled by the previous version of these Terms. You agree that you will periodically check this page for updates to these Terms, and read the messages we send you to inform you of any changes.

DEFINITIONS

“Company” or “AJFR” or “We” shall means AJ Feeney-Ruiz and/or any of their affiliates, individually and collectively, doing business as AJFR or otherwise.

“Company Parties” shall mean the Company, its affiliates and subsidiaries, and any of their directors, employees, agents, attorneys, third-party content providers, distributors, licensees or licensors.

“Service” or “Services” shall mean any of the internet based or other services offered by the Company, including, but not limited to, those described in this Agreement, whether through a website owned or controlled by the Company, through a social networking system, a mobile application, on your cellphone or otherwise.

“User Contributed Content” or “Content” shall mean each and every item of content or other material (whether images, links, documents, text, writings, photographs, graphics, videos, or files) uploaded by a user through the Service or otherwise integrated into the Service by a user.

1. Using Books Bourbon & Bacon, User Conduct, and Your Content

Eligibility: You may use our Services only if you can form a binding contract with AJFR in compliance with the Agreement. In order to become a “Registered User” (by creating an account), AJFR requires an individual to be at least eighteen (18) years old and not have a previous account terminated by AJFR or otherwise have had his or her access to the Services terminated by AJFR. It is a violation of the Agreement to provide false or misleading information to AJFR in connection with the creation of an account. If you would like to report an account registered for a minor, please email help [at] booksbourbonbacon [dot] com.

User Responsibilities: You are solely responsible for your use of our Service, for any Content you submit to us, any interactions with other Books Bourbon & Bacon users, and for any consequences thereof. Content you submit will be viewable by other users of the Service and through third party services and websites.

You should only provide Content that you are comfortable sharing with others under these Terms, and that does not violate any third-party’s rights of any kind, including without limitation, any intellectual property rights, rights of privacy, or publicity rights. Unless provided otherwise under a separate agreement with AJFR, you agree to abide by the Content Guidelines located here: Content Guidelines.

AJFR reserves the right, but is not obligated, to reject and/or remove any Content in its sole discretion, including, but not limited to, violations of these Terms or Content Guidelines. AJFR reserves the right, but has no obligation, to monitor disputes between you and other users. AJFR shall have no liability for your interactions with other users, or for any user’s action or inaction.

User Conduct: In exchange for your being able to use the Services, you agree to be bound by the following obligations:

1. Registration.

  • Even if you choose to create an anonymous account, you are still agreeing to all of these Terms.

  • You may not:

  • use a false information or an account owned or controlled by another person with the intent to mislead other users maliciously by impersonating that person or for any other reason; use as a User ID a name subject to any rights of a person other than yourself without appropriate authorization or in violation of our Content Guidelines; or otherwise submit false or misleading information to the Company.

2. No Changes to the Software/Prohibited Uses.

You may not and may not allow any third party to:

  • modify, adapt, disassemble, decompile, translate, reverse engineer or otherwise attempt to discover the source code or structure, sequence and organization of the Services or any portion of any website on which the Services are offered (except where the foregoing is required by applicable local law, and then only to the extent so required under such laws);

  • use the Service in any manner that could damage, disable, overburden, or impair the Service or another user’s use of the Service;

  • remove, obscure or change any copyright, trademark, hyperlink or other proprietary rights notices (“Notices”) contained in or on the Service or any website on which the Service is offered, Company code embeddable or embedded on a third party web site, and/or Company software;

  • submit any content or material that falsely express or imply that such content or material is sponsored or endorsed by the Company; or

  • use the Services to violate the security of any computer network or transfer or store illegal material.

3. Usage Rules.

You agree that your use of and conduct on the Service (including any forum, message board, chat or other communication feature), and your User Contributed Content shall be lawful and will not:

  • violate the contractual, personal, intellectual property or other rights of any party, or promote or constitute illegal activity;

  • be in violation of these Terms, any local, state, federal or international law, rule or regulation or the rules of conduct posted with respect to any individual feature of the Services;

  • create user accounts by automated means or under false pretenses or mislead others as to the origins of your communications;

  • trick, defraud or mislead the Company or other users, especially in any attempt to learn sensitive account information such as passwords;

  • make improper use of the Company’s support services or submit false reports of abuse or misconduct;

  • engage in promoting any pyramid schemes or other multi-tiered marketing schemes or engage in promoting any websites or services that are deemed spam, malware, or contain objectionable material in the Company’s sole discretion;

  • create or transmit unwanted electronic communications such as “spam,” to other users or members of Service or otherwise interfere with other users’ or members’ enjoyment of the Service;

  • disseminate or transmit viruses, worms, Trojan horses, RATs, keyboard loggers, time bombs, spyware, adware, cancelbots, passive collection mechanisms (“PCMs”), or any other malicious or invasive code or program or upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including, without limitation, clear graphics interchange formats (“gifs”), 1x1 pixels, web bugs, cookies or other similar devices;

  • copy or adapt the Service’s software including but not limited to Flash, PHP, HTML, JavaScript or other code;

  • reverse engineer, decompile, reverse assemble, modify or attempt to discover any software (source code or object code) that the Service create to generate web pages or any software or other products or processes accessible through the Service;

  • except as may be the result of standard search engine or Internet browser usage, use or launch, develop or distribute any automated system, including, without limitation, any spider, robot (or “bot”), cheat utility, scraper or offline reader that accesses the Service, or use or launch any unauthorized script or other software;

  • cover or obscure any notice, banner, advertisement or other branding on the Service;

  • disguise the source of your User Contributed Content or other information you submit to the Service;

  • interfere with or circumvent any security feature of the Service or any feature that restricts or enforces limitations on use of or access to the Service, Content or the User Content;

4. You agree that you shall be responsible for any consequences (including a responsibility to indemnify the Company for damages it may suffer) arising in the event that any use of and conduct on the Service (including any forum, message board, chat or other communication feature), and your User Contributed Content:

  • includes any offensive comments that are connected to race, national origin, gender, sexual preference or physical handicap;

  • includes profanity or any obscene, indecent, pornographic, sexual or otherwise objectionable content or language;

  • defames, libels, ridicules, mocks, disparages, threatens, harass, intimidates or abuses anyone;

  • promotes violence or describes how to perform a violent act;

  • reveals any personal information about another individual, including another person’s address, phone number, e-mail address, credit card number or any information that may be used to track, contact or impersonate that individual;

  • attempts to impersonate any other party;

  • or uses tools which anonymize your internet protocol address (e.g. anonymous proxy) to access the Service;

5. The Company does not control or endorse the content, messages or information found in User Contributed Content or external sites that may be linked to or from a Company product or its forum and, therefore, the Company specifically disclaims any responsibility with regard thereto.

6. The Service may contain or deliver advertising and sponsorships. Advertisers and sponsors are responsible for ensuring that material submitted for inclusion is accurate and complies with applicable laws. We are not responsible for the illegality or any error, inaccuracy or problem in the advertiser’s or sponsor’s materials.

2. Licensing Agreements

User License: You retain your rights to any Content you submit to or through the Service. By posting any Content on the Service, however, you expressly grant, and you represent and warrant that you have all rights necessary to and do grant, to AJFR a royalty-free, sublicensable, transferable, perpetual, irrevocable, non-exclusive, worldwide license to use, reproduce, modify, publish, list information regarding, edit, translate, distribute, syndicate, publicly perform, publicly display, and make derivative works of all such Content and your name, voice, and/or likeness as contained in your Content, in whole or in part, and in any form, media or technology, whether now known or hereafter developed, for use in connection with the Service and AJFR’s (and its successors, assignees, or affiliates) business, including without limitation for promoting and redistributing part or all of the Service (and derivative works thereof) in any media formats, whether now known or hereafter developed, and through any media channels or search engines for commercial and noncommercial purposes alike. You also hereby grant each user of the Service a non-exclusive license to access your Content through the Service, and to use, reproduce, distribute, display and perform such Content as permitted through the functionality of the Service and under these Terms.

Such additional uses by AJFR, or other companies, organizations or individuals who partner with or use AJFR, may be made with no compensation paid to you with respect to the Content that you submit, post, transmit or otherwise make available through the Service. We may add or insert affiliate and partner code into Content that you submit. We may modify or adapt your Content in order to transmit, display or distribute it over computer networks and in various media and/or make changes to your Content as are necessary to conform and adapt that Content to any requirements or limitations of any networks, devices, services or Third Party Services, and you are responsible for reading and understanding those Third Party Services’ privacy policies.

Site License: All right, title, and interest in and to the Service (excluding Content provided by users) shall remain the exclusive property of AJFR and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries. Nothing in the Terms gives you a right to use the Books Bourbon & Bacon name or any of the Books Bourbon & Bacon trademarks, logos, domain names, and other distinctive brand features. Any feedback, comments, or suggestions you may provide regarding Books Bourbon & Bacon, or the Services is entirely voluntary and we will be free to use such feedback, comments or suggestions as we see fit and without any obligation to you.

Subject to your acceptance of these Terms, AJFR grants you a non-exclusive, limited, non-transferable, freely revocable license to use the Service for your personal, noncommercial (i.e. you may not use the Service to provide or serve or permit others to provide or serve ads or contests or sweepstakes) use only and as permitted by the features of the Service. AJFR reserves all rights not expressly granted herein in the Service and the AJFR Content. AJFR reserves the right to terminate your license to use the Service at any time and for any reason or in the future to charge for commercial usage.

3. Privacy

We care about the privacy of our users. You understand that by using the Service you consent to the collection, use, and disclosure of your personally identifiable information (see “ Information Sharing” below) and aggregate data as set forth in our Privacy Policy, and to have your personally identifiable information collected, used, transferred to and processed in the United States and abroad.

4. Information Sharing

AJFR has technical, administrative and physical safeguards in place to help protect against unauthorized access to, use or disclosure of user information we maintain. Under our security practices and policies, access to personally identifiable information is authorized only for those who have a business need for such access, and sensitive records are to be retained only as long as necessary for business or legal needs and destroyed before disposal.

Although we work hard to protect personal information that we collect and store, no program is one hundred percent secure and we cannot guarantee that our safeguards will prevent every unauthorized attempt to access, use or disclose personal information. If you become aware of a security issue, please email us at legal [at] booksbourbonbacon [dot] com.

Our servers automatically record information (“Log Data”) created by your use of the Services. Log Data may include information such as your IP address, browser type, operating system, the referring web page, pages visited, location, your mobile carrier, device and application IDs, search terms, and cookie information. We receive Log Data when you interact with our Services, for example, when you visit our websites, sign into our Services, interact with our email notifications, use your Books Bourbon & Bacon account to authenticate to a third-party website or application, or visit a third-party website that includes a Books Bourbon & Bacon button or widget. AJFR uses Log Data to provide our Services and to measure, customize, and improve them.

The Company reserves the right to reveal your identity (or whatever information we know about you) in the event of a complaint or legal action arising from any message or other content posted by you or where such information is otherwise relevant. The Company may log all internet protocol addresses accessing the Services and other information about users’ access, and maintain backup copies of content indefinitely.

5. Advertisements

As part of the Service, we may include advertisements and/or content provided by AJFR and/or a third party, which may be targeted to the Content or information on the Service, queries made through the Service, or other information. The types and extent of advertising by AJFR on the Service are subject to change. In consideration for AJFR granting you access to and use of the Service, you agree that AJFR and its third party providers and partners may place such advertising on the Service or in connection with the display of Content or information from the Service whether submitted by you or others.

Contests, Sweepstakes, and Promotions: From time to time you may be able to participate in contests, giveaways, or other similar promotions we sponsor. Participation may require sharing your personal information with us or third parties sponsoring the contest, giveaway, or promotion, and you should check the rules to determine how your information will be used and shared with others. The Company may announce rules in connection with any such opportunity, but regardless of whether specific rules are announced, all such opportunities will be controlled by the Company’s “Contest Guidelines” set forth here: Contest Guidelines. Any rules announced at the time of a contest will be in addition to the Contest Guidelines.

In addition, as a condition to receiving any awards or prizes, you may be required to provide additional information, to sign a release, or to authorize the use of certain information about you in marketing materials. If a third party administers the contest, or if we administer the contest via a third party platform (like Facebook or Twitter), your participation may be subject to additional terms and conditions and that third party’s privacy policy. We are not responsible for such third parties. You should carefully review the Contest Guidelines and these third parties’ terms and conditions before deciding whether to participate in a contest publicized through the Service.

6. Third-Party Links Disclaimer

The Service may contain links to third-party websites, advertisers, services (such as payment processing), special offers, or other events or activities that are not owned or controlled by AJFR. AJFR does not endorse or assume any responsibility for any such third-party sites, information, materials, products, or services. If you access a third party website from the Service, you do so at your own risk, and you understand that these Terms and AJFR’s Privacy Policy do not apply to your use of such sites. You expressly release AJFR from any and all liability arising from your use of any third-party website, service, or Content. Your dealings with or participation in promotions of advertisers found on the Service, including payment and delivery of goods, and any other terms (such as warranties) are solely between you and such advertisers. You agree that AJFR shall not be responsible for any loss or damage of any sort relating to your dealings with such advertisers or entities.

7. Copyright Policy

If AJFR receives notice that Content posted is unlawful or not in keeping with the Terms or the intended use of the Service, we reserve to right to remove the material. Please note that we will respond only to notices of alleged infringement that comply with the Digital Millennium Copyright Act (“DMCA”). The text of the Act can be found at the U.S. Copyright Office Web Site.

To file a notice of infringement with us, you must provide a written communication (by email with an attached and signed PDF or by U.S. mail) that sets forth the items specified below.

In all cases, if you do not hear a response from us within 10 days of submitting a complaint, please telephone us at (317) 317-730-4778 to confirm that we received your original complaint. Spam blockers sometimes devour important emails from strangers! To enable us to address your concerns, please provide the following information:

  • For each allegedly infringing image, video, music, or piece of text that you wish to have removed from one of our sites, provide the exact permanent URL for the page containing the material.

  • Provide information reasonably sufficient to permit us to contact you: an email address is preferred, as well as a telephone contact number.

  • For images, provide the following information detailing your claim to ownership of the copyright in the allegedly infringing image, video, music, or piece of text: Proof of copyright in the image, video, music, or piece of text concerned, namely proof of registration; OR, absent such registration, a detailed description and evidence to support your claim that you own the copyright in the image, video, music, or piece of text. We will not comply with requests to remove an image, video, music, or piece of text where the complainant cannot prove that they own the copyright in the Content in question.

  • Include the following statement: “I swear, under penalty of perjury, that the information in the notification is accurate and that I am the copyright owner or am authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.”

  • Sign the document and send it to legal@booksbourbonbacon.com (legal [at] booksbourbonbacon [dot] com) with subject line: Legal / DMCA Complaints, or send it via mail to Legal Department, G/O Books Bourbon & Bacon, 131 W. Market St., #231, Indianapolis, Indiana, USA, 46204, with subject line: Legal / DMCA Complaints.

Please note that you will be liable for damages (including costs and attorneys’ fees) if you materially misrepresent that any material on our sites is infringing your copyrights. We also reserve the right to publish your letter on the AJFR site(s).

8. Termination of Agreement

You may discontinue your use of the Service at any time without informing us. We may, however, retain and continue to use any Content that you have submitted or uploaded through the Service.

AJFR may, without prior notice, change the Service, stop providing the Service or features of the Service to you or to users generally, or create usage limits for the Service. We may permanently or temporarily terminate or suspend your access to the Service without notice and liability for any reason, including if, in our sole determination, you violate any provision of these Terms. In particular, AJFR may immediately terminate or suspend accounts that have been flagged for repeat copyright infringement, in accordance with the DMCA and other applicable laws.

Upon termination of your access to or ability to use a Service, including but not limited to suspension of your account, your right to use or access that Service and any Content will immediately cease. All provisions of this Agreement that by their nature should survive termination, shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, and limitations of liability. Termination of your access to and use of the Services shall not relieve you of any obligations arising or accruing prior to such termination or limit any liability which you otherwise may have to AJFR or any third party

On termination of your Account or upon your deletion of particular pieces of your Content from the Services, you acknowledge and agree that: (a) caching of, copies of, or references to the Content may not be immediately removed; (b) such removed Content may persist in backups (not available to others) for a reasonable period of time; and (c) such removed Content may be available (and stored on our servers) through the accounts of other users, because of liking. You agree to release and indemnify AJFR from all claims related to the retention of deleted content.

9. Indemnity

You agree to defend, indemnify and hold harmless AJFR and its subsidiaries, agents, licensors, managers, and other affiliated companies, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees) arising from: (i) your use of and access to the Service, including any data or Content transmitted, submitted, viewed, or received by you; (ii) your violation of any provision of these Terms, including without limitation your breach of any of the representations and warranties above; (iii) your violation of any third-party right, including without limitation any right of privacy or intellectual property rights; (iv) your violation of any applicable law, rule or regulation; (v) any claim or damages that arise as a result of any of your Content or any that is submitted via your account; or (vi) any other party’s access and use of the Service with your unique username, password or other appropriate security code.

10. Warranty, Disclaimer, and Limitations of Liability

Your access to and use of the Service or any Content is at your own risk.

SERVICES ARE AVAILABLE “AS IS”: YOU UNDERSTAND AND AGREE THAT THE SERVICE IS PROVIDED TO YOU ON AN “AS IS” AND “AS AVAILABLE” BASIS. WITHOUT LIMITING THE FOREGOING, TO THE FULL EXTENT PERMITTED BY LAW, GMG DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT

AJFR makes no representations or warranties of any kind with respect to the Service, including any representation or warranty that the use of the Service will (a) be timely, uninterrupted or error-free or operate in combination with any other hardware, software, system or data, (b) meet your requirements or expectations, (c) be free from errors or that defects will be corrected, or (d) be free of viruses or other harmful components. GMG also makes no representations or warranties of any kind with respect to Content; user Content, in particular, is provided by and is solely the responsibility of the users providing that Content. No advice or information, whether oral or written, obtained from AJFR or through the Service, will create any warranty not expressly made herein.

Release From Liability: You release, to the fullest extent permitted by law, AJFR, its affiliated entities, parent companies, subsidiaries, directors, officers, shareholders, employees, representatives, consultants, agents, suppliers, and/or distributors from responsibility, liability, claims, demands, and/or damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way connected with the following: (i) Disputes between users, including those between you and other users; (ii) Third party sites and services, including Content found on such sites and services; (iii) Disputes concerning any use of or action taken using your account by you or a third party; (iv) Claims relating to the unauthorized access to any data communications or Content stored under or relating to your account, including unauthorized use or alteration of such communications or your Content.

Limitation of Liability: TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, AJFR, ITS AFFILIATED ENTITIES, PARENT COMPANIES, SUBSIDIARIES, DIRECTORS, OFFICERS, SHAREHOLDERS, EMPLOYEES, REPRESENTATIVES, CONSULTANTS, AGENTS, SUPPLIERS, AND/OR DISTRIBUTORS SHALL NOT BE LIABLE FOR: (A) ANY INDIRECT, INCIDENTAL, EXEMPLARY PUNITIVE, OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER; (B) LOSS OF: PROFITS, REVENUE, DATA, USE, GOOD-WILL, OR OTHER INTANGIBLE LOSSES; (C) DAMAGES RELATING TO YOUR ACCESS TO, USE OF, OR INABILITY TO ACCESS OR USE THE SERVICES; (D) DAMAGES RELATING TO ANY CONDUCT OR CONTENT OF ANY THIRD PARTY OR SUBSCRIBER USING THE SERVICES, INCLUDING WITHOUT LIMITATION, DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OR CONTENT; AND/OR (E) DAMAGES IN ANY MANNER RELATING TO ANY CONTENT. THIS LIMITATION APPLIES TO ALL CLAIMS, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, WHETHER OR NOT AJFR HAS BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE, AND FURTHER WHERE A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED ITS ESSENTIAL PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE TOTAL LIABILITY OF AJFR AND ITS DIRECTORS, OFFICERS, SHAREHOLDERS, EMPLOYEES, REPRESENTATIVES, CONSULTANTS, AGENTS, SUPPLIERS, AND/OR DISTRIBUTORS, FOR ANY CLAIM UNDER THIS AGREEMENT, INCLUDING FOR ANY IMPLIED WARRANTIES, IS LIMITED TO THE GREATER OF FIFTY DOLLARS (USD$50) OR THE AMOUNT YOU PAID US TO USE THE APPLICABLE SERVICE(S).

11. Waiver, Severability & Entire Agreement

Waiver: The failure of AJFR to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.

Severability: In the event that any provision of these Terms is held to be invalid or unenforceable, then that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions of these Terms will remain in full force and effect.

Entire Agreement: These Terms and our Privacy Policy and Content Guidelines are the entire and exclusive agreement between AJFR and you regarding the Service (excluding any services for which you have a separate written agreement with AJFR that is explicitly in addition or in place of these Terms), and these Terms supersede and replace any prior agreements between AJFR and you regarding the Services.

12. Legal Disputes

Applicable Law. You agree that the laws of the State of Indiana, without regard to principles of conflict of laws, will govern these Terms and any claim or dispute that has arisen or may arise between you and AJFR, except as otherwise stated in these Terms.

Binding Arbitration. If you and the Company are unable to resolve a Dispute through informal negotiations, either you or the Company may elect to have the Dispute (except those Disputes expressly excluded below) finally and exclusively resolved by binding arbitration. Any election to arbitrate by one party shall be final and binding on the other. YOU UNDERSTAND THAT ABSENT THIS PROVISION, YOU WOULD HAVE THE RIGHT TO SUE IN COURT AND HAVE A JURY TRIAL. The arbitration shall be commenced and conducted under the Commercial Arbitration Rules of the American Arbitration Association (“AAA”) and, where appropriate, the AAA’s Supplementary Procedures for Consumer Related Disputes (“AAA Consumer Rules”), both of which are available at the AAA website www.adr.org. The determination of whether a Dispute is subject to arbitration shall be governed by the Federal Arbitration Act and determined by a court rather than an arbitrator. Your arbitration fees and your share of arbitrator compensation shall be governed by the AAA Rules and, where appropriate, limited by the AAA Consumer Rules. If such costs are determined by the arbitrator to be excessive, the Company will pay all arbitration fees and expenses. The arbitration may be conducted in person, through the submission of documents, by phone or online. The arbitrator will make a decision in writing, but need not provide a statement of reasons unless requested by a party. The arbitrator must follow applicable law, and any award may be challenged if the arbitrator fails to do so. Except as otherwise provided in this Agreement, you and the Company may litigate in court to compel arbitration, stay proceedings pending arbitration, or to confirm, modify, vacate or enter judgment on the award entered by the arbitrator.

Judicial Forum for Legal Disputes. Unless you and we agree otherwise, in the event that the Binding Arbitration provision above is found not to apply to you or to a particular claim or dispute, either as a result of your decision to opt-out of the Terms or a court order, you agree that any claim or dispute that has arisen or may arise between you and AJFR must be resolved exclusively by a state or federal court located in Indianapolis, Indiana. You and AJFR agree to submit to the personal jurisdiction of the courts located within Indianapolis, Indiana for the purpose of litigating all such claims or disputes.

13. Statute of Limitations.

You and the Company both agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Service, Terms or Privacy Policy must be filed within one (1) year after such claim or cause of action arose or be forever barred.

14. Notification of Changes to Terms of Service.

Whenever we change our Terms, we will post those changes to this Terms of Service page, and other places we deem appropriate so that our users are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. By continuing to use the service, you agree and accept the changes and agree to the Terms.

15. Comments, Feedback, Suggestions, Ideas, And Other Submissions.

The Service may invite you to chat or participate in blogs, message boards, online forums and other functionality and may provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute or broadcast User Contributed Content to the Company and/or to or via the Service, including, without limitation, text, writings, photographs, graphics, comments, suggestions or personally identifiable information or other material. Any material you transmit to the Company or otherwise through the Service will be treated as non-confidential and non-proprietary. All feedback, suggestions, ideas regarding the Service, and other similar submissions (“Ideas”) disclosed, submitted, or offered to the Company in connection with the use of the Service or otherwise and any chat, blog, message board, online forum, text, email or other communication with the Company shall be the exclusive property of the Company. You agree that unless otherwise prohibited by law, the Company may use, sell, exploit and disclose the Ideas in any manner, without restriction and without compensation to you.

16. Effective Date.

These Terms of Service are effective August 14, 2019, and shall be updated from time to time. They were previously edited on August 14, 2019.